Becoming an owner of Harmony Co-op is easy and represents an investment in a community owned business that is grounded in local commerce and sustainable sourcing. The Owner’s primary function is to participate in the ownership, decisions and patronage of the cooperative so that it effectively meets the needs of the members. As in any worthwhile organization, the benefits enjoyed by cooperative members are directly proportional to their participation and involvement.

Benefits of Ownership


Being an owner of Harmony Co-op means you’ve invested in a business committed to whole foods, our community, local farmers & producers, the cooperative principles and our environment. It also means that you receive special benefits.

Here is a list as a reminder:

  • Four 10% off discount coupons (each a savings up to $6.00) for in-store purchases per year.

  • Owners who are seniors (65 and up) receive 5% off EVERY DAY on in-store purchases.

  • When special ordering products in bulk/case amounts from our designated primary suppliers, you only pay 20% above cost.

  • The right to vote for our Board of Directors or run for a seat on the Board.

  • Patronage dividends based on the profitability of the business in said fiscal year declared by our Board of Directors.

  • Receive the Grapevine Quarterly newsletter.

  • Discount on rates for use of Harmony’s Community Kitchen. Non-commercial use by owners is $12.50 an hour (non-owners pay $15.00) and commercial use by owners is $15.00 an hour (non-owners pay $18.00).

Become an Owner


The first step to becoming a Harmony Natural Foods Co-op owner is to complete an ownership contract in-store and submit it to the customer service desk. You will be issued an owner number at that time and the cashier will be happy to assist you in your stock investment.

You will have two options when purchasing your ownership at Harmony Co-op: 

  • You can pay the $120 Class A Stock investment in full.

  • Or you can opt into a contracted payment plan where you put $20 down and commit to paying $10 per month for one year (There is a $10 payment plan processing fee)

Upon purchasing a Harmony Co-op ownership, you will be immediately be given an Owner Packet detailing your investment and a Harmony Co-op reusable chico bag. 

302 Irvine Ave NW 

Bemidji, MN 56601

(218) 751-2009


For general questions:
email customer service
For product questions:
email the department manager
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